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Defensive Driving

6 Hour Online Course

10% Insurance Discount


Remove Points


Refresh Your Driving Knowledge


Valid for 3 Years 


Only $55

2 Options: 

Complete Course From your House


Complete Course at our Office: 

Walk in or 

Schedule Appointment 

IG - LJ Insurance Agency - ALL Services

American Safety Institute
​6-Hour Defensive Driving Course
Point & Insurance Reduction Program (PIRP)

Have you racked up a few points and watched your insurance rates climb? This is the course that will help you both reduce the number of points on your driving record and help you qualify to receive discounts on your automobile insurance. The course uses engaging videos and animations to teach you the skills and strategies that will keep you safe on the road and meet all the requirements set out by the state of New York. In fact, this course is approved by the NY DMV, and we make it easy to fulfill all requirements—even offering electronic reporting directly to the DMV. Maximize your time by working when you can, for as long as you want, from the comfort of home with our online, self-paced format.

Driving in New York can be expensive and sometimes scary!

Why not brush up on your safe driving skills AND qualify to earn a discount on your insurance premiums or reduce points on your driving record at the same time? This course, approved by the New York Department of Highway Safety and Motor Vehicles, meets all the requirements for you to reduce points or qualify for an insurance discount. It also provides a helpful review of safe driving practices and accident avoidance strategies. In addition, the course offers
Engaging animations and videos to keep you motivated;
Proof of completion for your insurance provider or DMV;
Self-paced format with progress saving to maximize your time;
Defensive and safe driving strategies to keep you safe for years to come
Affordable pricing so you can get started right away

Here at American Safety Institute, you can take the New York 6-Hour Point & Insurance Reduction Program from the comfort of your home. With our new software, you have the freedom to work through the course at whatever pace your schedule allows. That means you can start the course on your laptop, pause it and finish it later on your phone or tablet.
The PIRP is a 6-hour comprehensive driver safety course that will provide you with the knowledge and techniques for safe, lawful driving.The course is made up of 8 chapters and covers various topics such as
Responsible driving practices
Up-to-date New York driving laws
New York traffic sign knowledge
Defensive driving strategies and techniques

At the end of each chapter you will be required to take a 3-question quiz reviewing the material that was just covered. Once all of these quizzes are completed, you have finished the course! There is no final exam.

This course will help you get up to 4 points reduced from your driving record, and will prevent your New York driver’s license from getting suspended in the event you accrued 11 or more points on your driving record within an 18 month period.

In addition, this course, approved by the New York Department of Highway Safety and Motor Vehicles, meets all the requirements for you to qualify for a mandatory 10% discount on your car insurance for 3 years. Our simple, straightforward course is a great way to save money on car insurance and get points off your New York driver’s license.

Certificate Delivery is Fast
Once the New York 6-Hour Point & Insurance Reduction Program is completed, you won’t need to worry about waiting to receive your certificate of completion in the mail. We send your completion information directly to the New York DMV immediately so you can take advantage of your point reduction as soon as possible. There will be no need for you to deal with red tape or paperwork, nor will you have to take a trip to the DMV to turn in a physical certificate. We’ll also send you a completion certificate so you can obtain your insurance discount. Who couldn’t use a 10% discount on car insurance?

Completing the New York 6-Hour Point & Insurance Reduction Program will
Refresh your driving knowledge
Help prevent you from losing your license if you have received 11 or more points
Reduce the base rate of your auto insurance premiums 10% each year for three years

Completing the New York 6-Hour Point & Insurance Reduction Program will NOT:
Prevent any mandatory revocation or suspension
Eliminate your responsibility to pay a driver responsibility assessment
Reduce any future points on your license​. 

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